1 июл. 2022 г. · We document a pattern of “political adverse selection” in the health insurance exchanges established under the Affordable Care Act (ACA; “ ...

Political adverse selection led to a 2.7% increase in average cost; these higher costs translate to higher premiums for high-income households and higher ...

Adverse selection is a situation where there is an imbalance in information that skews the decision-making process, often seen when one party in a transaction ...

Adverse selection is a market situation where asymmetric information results in a party taking advantage of undisclosed information to benefit more from a ...

This “political adverse selection” implies an increase in insurers' average costs, which then trans- lates to higher premiums and larger per-enrollee subsidy ...

First, national level politicians respond directly to partisan political preferences at the state level and either consolidate or delegate policymaking ...

11 июн. 2024 г. · This “political adverse selection” then increases insurers' average costs, leading to higher premiums and, in the ACA context, higher subsidies.

29 июн. 2022 г. · We study how the politicization of policies designed to correct market failures can undermine their effectiveness.

28 мар. 2018 г. · This paper shows that the interaction of distributive politics and asymmetric information generates an adverse selection effect: when an ...

Adverse selection refers to the tendency of high-risk individuals obtaining insurance or when one negotiating party has valuable information another lacks. Consequences · Adverse Selection in Insurance