24 янв. 2024 г. · It's benefit is that it automatically shifts the ratio of stocks to bonds appropriately for you as you approach the target date. It also keeps ...

4 июл. 2023 г. · Target date funds are not bad, they are just not optimal. They are perfectly reasonable investments for most retail investors (and possibly your ...

16 июл. 2024 г. · It is a good approach when you are going to retire at a specific time and don't know what the market conditions will be.

10 нояб. 2021 г. · Target date funds are decent, but in my personal opinion they have too many bonds, which is an asset class that has underperformed recently and ...

6 нояб. 2023 г. · Target funds are worth it if the expenses are low enough. As you age you need to shift wealth to different buckets to protect your retirement.

17 мая 2024 г. · I feel like Vanguard Retirement Funds early in their glide path are underperforming too much compared to just investing in the total stock market.

6 сент. 2024 г. · TDF is a good fit for someone who likes the mix of assets in the TDF and the TDF's adjustment of the assets over time. As long as the expense ratio is ...

14 мая 2024 г. · It becomes a stable value fund essentially after you've reached the target date. It will be heavily weighted to fixed income. Market ...

10 сент. 2024 г. · Target-Date Funds are perfectly good choices for almost everyone's tax-advantaged accounts, and I'd bet they're the best choice for a plurality of people.