The back-end ratio can be calculated by summing the borrower's total monthly debt expenses and dividing it by their monthly gross income.

The back end ratio compares what portion of your income is needed to cover all of your monthly debts. These debts include housing expenses in addition to loans, ...

The “back-end ratio” is the part of your monthly income that goes toward monthly debt payments. The ratio is calculated against your monthly income as a ...

The back-end ratio aka the “DTI” (debt-to-income ratio) calculates the amount of gross income that goes toward paying ALL monthly debt payments.

In the U.S., the standard maximum limit for the back-end ratio is 36% on conventional home mortgage loans.

Lenders typically say the ideal front-end ratio should be no more than 28 percent, and the back-end ratio, including all expenses, should be 36 percent or lower ...

10 окт. 2024 г. · An excellent target for a front-end DTI ratio is below 28%, and a good target for a back-end DTI is below 36%. The average DTI for mortgages ...

We want your front-end ratio to be no more than 28 percent, while your back-end ratio (which includes credit card payments and other debts) should not exceed 36 ...

The back-end DTI consists of your monthly housing payment plus all other monthly debt, such as your car payment or credit card balance. Here's how to calculate ...