While having home insurance in Ontario may not be a law, home insurance is mandatory if you're applying for a mortgage in Ontario.

5 авг. 2024 г. · Home insurance isn't required by law in Ontario but is vital for protecting your property and finances and is often necessary for mortgages.

In Ontario, if you own your home and have no mortgage, you don't legally need to have homeowners insurance.

18 дек. 2023 г. · In Ontario, homeowners are not legally required to have home insurance. Unlike auto insurance, the government has not made home insurance mandatory.

Home insurance technically isn't required by law to own a house in Ontario, but that comes with a caveat. Most lenders will require proof of home insurance ...

4 сент. 2024 г. · Home insurance is not mandatory in Canada. However, most ...

22 сент. 2023 г. · Home Insurance Is Required to Secure a Mortgage. Home insurance isn't legally required in Ontario (though we highly recommend purchasing it).

Home insurance isn't legally required. For Canadians who fully own a home, there's no legal requirement to invest in a certain amount of homeowner's insurance.

In Ontario, homeowner insurance is not mandatory under law. It is not illegal to not have house insurance.