28 апр. 2024 г. · if you have a simple and clean financial profile, a good local lender in any metro > 100K can and will close in 2 weeks. Upvote

18 янв. 2024 г. · I believe the guideline for the 6 month rule is for cash out and delayed cash out if you bought the home cash and trying to get back some of the ...

5 июн. 2024 г. · Our lender told us we are allowed to refinance after 6 payments. There are fees associated with refinancing; per Google this is 2-5% of the new ...

14 июл. 2023 г. · Most of the time for refinances the sales price sticks with the house for at least 6 months - unless you can prove that you made significant ...

25 сент. 2024 г. · There is only a waiting period if it's cash out or gov loan. Conventional you can rate/term the next day.

28 авг. 2023 г. · If rates drop, you can refinance and just pay the closing or potentially roll it into the loan. Buying and banking on a refinance is a bad idea.

28 янв. 2024 г. · Goal is to go with the builders preferred lender, have them pay my closing costs, then refinance for a better rate. I assume I have to pay closing costs again.

19 сент. 2024 г. · Lenders receive a commission and can lose that commission if you refinance before a certain date. Typically 6 months but sometimes longer.

19 сент. 2024 г. · My lender had a 3 year no cost refinancing deal if I got my mortgage thru them. Each refi just needs to be spread out by a minimum of 6 months.

22 авг. 2024 г. · However, your lender may want you to wait 6 months. Ask your lender if there would be any fee or penalty if you should decide to do this again ...