12 апр. 2024 г. · So all in all, I prefer MMF over HYSA but it depends on your focus. HYSA is better in terms of safety but MMF is better for liquidity imo.

15 июл. 2024 г. · MMFs generally have slightly higher interest rates, around 5.4-5.5% APY, compared to HYSAs at about 5.25% APY.

13 окт. 2024 г. · In summary, current money market/treasuries have a higher yield than HYSA but they react faster to interest rate changes so at some point there ...

1 авг. 2023 г. · Since the yields on the best MMFs and HYSAs are roughly the same right now, I prefer to keep all my cash in an HSYA with checking features for ...

16 нояб. 2023 г. · The Schwab Government Money Fund is essentially as safe as a HYSA or potentially safer as you could in theory invest more then the FDIC limit .

3 окт. 2024 г. · HYSAs are FDIC-insured, so they're super safe. Money market funds aren't, though the risk is still pretty low. The money market rate might be ...

1 мая 2024 г. · HYSA is definitely the safer option with that FDIC insurance, but MMFs can get you a bit more return on your cash. Way I see it, if it's money ...

1 июн. 2024 г. · An HYSA usually offers higher interest rates. On the other hand, an MMA often provides check-writing abilities and sometimes better interest ...

22 дек. 2023 г. · You're in luck! We have a complete guide to money market funds available here on Reddit to help our community learn more about these securities.

16 июл. 2024 г. · Are they the same thing? Navy Fed Money Market Savings Accounts are only 1.50% APY, would it be better to move to a HYSA (any ...