28 февр. 2024 г. · The Citi Flex Pay now uses a "Plan Fee" instead of interest rate. About a year ago, the interest rate was at 1.99%. That was a really good deal!

26 янв. 2023 г. · Flex plans don't have interest, they have fees. When you selected which transactions to apply to flex pay it should have shown you the fees.

25 окт. 2023 г. · Yea, I think if you pay it off early (the balance) you won't get charged the fee in future months. Saves you money.

29 янв. 2024 г. · There really is no need, or advantage to using it if you can pay. Maybe if you have a savings account earning high interest and want to keep ...

15 апр. 2024 г. · With Flex Pay, you can split up eligible transactions into smaller monthly payments over a fixed period of time, usually with a low or zero ...

19 окт. 2022 г. · Yes it would hit your credit utilization but the interest rate is much lower. I am getting 10% now at $4500. If you have a credit card that has ...

15 сент. 2022 г. · If you can't make the full payment and don't have a 0% offer on another card, go with the flex pay option. It's good for emergencies and temporary set backs.

14 нояб. 2023 г. · Pay it over 3 months at $125 per month without a fee or interest. I could do 6 months at about $63 with a plan fee of $4.32 total. While not ...

26 дек. 2022 г. · I did the citi flex pay which offered me 0% apr. I thought “great. Better to pay over 18 months than put a dent in my savings.”

20 янв. 2024 г. · In January 2024, I purchased 2 items using the Citi Flex Pay separately on each. One Item for $1,943.24 and the other item for $1,760.95.