9 июл. 2023 г. · Yes all conforming, and FHA loans will let you use 75% of current rents on the second unit to help offset your dti.

7 сент. 2022 г. · One of the benefits of renting out half a duplex is you can get an owner-occupant loan for a rental unit whereas a normal landlord can't.

9 июл. 2022 г. · You can get an owner occupancy loan for up to four units as long as you are living in one of the units. Upvote

29 сент. 2021 г. · If owner occupied, can be done with 10% down. I'd establish a relationship with a credit union that offers loans on these properties. Not sure ...

17 апр. 2024 г. · FHA is the right loan for you because they will consider 75% of the second unit rent as your income. Don't fuck around with the financing or the ...

19 сент. 2017 г. · If you use conventional financing, a duplex can be 15% down as an owner occupant, with PMI that drops off once you have the equity.

23 нояб. 2022 г. · I'm planning on purchasing a duplex under a conventional or FHA owner-occupied loan. The loan terms state I have to occupy the property for at least year.

13 сент. 2024 г. · How would you go about seeking financing? Is there financing that rolls the rental income into the equation? I can put down 20%. Upvote 8

6 июл. 2024 г. · You could also consider paying down more of the loan and recasting your mortgage to lower the monthly payments so that it does cash flow. Upvote

10 мая 2023 г. · I just got pre approved for 7.625% on a 20% down conventional for owner occupied with a 750+ credit score. Is that fair or should I shop around more?