16 мая 2024 г. · If it saves you paying a prepayment penalty and significant interest over the remainder of the term, then it makes sense to port. Your broker ...

16 мая 2024 г. · Porting a mortgage is not an available product in the US. There may be an obscure lender that allows it but I have yet to find one. This is a ...

8 сент. 2023 г. · We have huge penalties to pay out our mortgage or refinance if it's not at the end of our term, so this port option is a saving grace. Of course ...

16 июн. 2023 г. · Most lenders will let you at the same rate without an issue - but not all will. So simply ensure that your new lender will allow it.

24 июн. 2023 г. · If you are porting, the balance of the mortgage will have to be paid from the sale proceeds, and then the lender will re-advance the mortgage ...

15 сент. 2024 г. · You'll likely have to pay the early repayment fee on the difference between the two mortgages. So potentially an extra 5% on the 16k.

20 июл. 2024 г. · Does anyone have any experience moving or "porting" your mortgage from one property to another? I made mistake and bought a house that I hate.

17 дек. 2023 г. · First step is to call your current lender and ask these questions. There is definitely a time limit, but you'll need to get that from your lender.

17 окт. 2024 г. · You only pay ERC% on the amount of the loan you don't port which should reduce things. In our case we are paying 3% on about 80k which is not ...

19 окт. 2022 г. · I discovered "porting" a mortgage, but I am not sure how it works in practice and was wondering if anyone has had experience with this practice and could give ...