7 июн. 2020 г. · The better option for most people would be whole life because it is more versatile and acts like an investment just as much as it offers protection.

2 авг. 2022 г. · Term is clearly much cheaper, and I can likely invest the extra cash we will have and get a better return than the return a whole life policy ...

5 мар. 2024 г. · Term - is good for X amount of years. Super Cheap and provides a large amount of coverge. Whole - permanent insurance that you cannot outlive, very expensive.

28 мая 2024 г. · The premiums for whole life insurance are usually higher than for term life, but some people appreciate the guaranteed coverage and the ability ...

21 сент. 2024 г. · I found term life insurance worked better for my needs since it's straightforward and more affordable. Whole life seems complicated and I didn't ...

21 дек. 2023 г. · The reason people opt for Term over Whole is cost. Whole can be 2-3 times more expensive, and you'd be better off investing that extra money ...

17 авг. 2024 г. · The whole life insurance company essentially buys you a term life insurance policy, invests your money, and then charges you a bunch of fees.

13 янв. 2024 г. · Term policies don't pay out because most of the time, people don't die. You don't want it to pay out. That's the entire point of insurance.

25 нояб. 2023 г. · Term life is better for you in 99% of situations for you. Whole life is 100% better for the salesman.

16 авг. 2024 г. · While life is solid and at your age, much better than term. It builds a small cash value which will be nice if you need to cancel it later on.