31 окт. 2024 г. · A Target Date fund is probably too bond heavy for your age and almost definitely has higher expense ratios. S&P 500 might not be diverse enough.

29 апр. 2024 г. · It's been invested about 10 years. Target fund has grown 12.26% in that time versus S&P at 171.97%. I am 15-20 years from retirement.

23 дек. 2023 г. · It's more diversified and automatically handles bond allocation for you which increases closer to retirement. There will be less volatility for when you retire.

13 июл. 2024 г. · Just wait until a down year and the target date fund will outperform the S&P 500. ... The return rate of Vanguard Target Retirement Income Trust ...

27 февр. 2024 г. · For people in their mid 40s who are ~5-10 years away from RE, what are your thoughts on target date fund vs SP500?

6 сент. 2024 г. · Going with the Fidelity 500 Index Fund makes sense, especially given its lower expense ratio. The potential savings on fees are hard to ignore.

23 янв. 2024 г. · I'm 28 years old and want the best possible returns for my 401k as possible. Should I stay in the Target date fund or move it into this S&P 500 fund?

20 мар. 2024 г. · A target date fund is like holding a three-fund portfolio that is balanced for you. It's a good choice.

17 мая 2024 г. · I thought the S&P 500 might've returned more by a single digit percentage, but VTTSX is +42% while the S&P is +85% ! VTSAX is also up +79% in ...

3 февр. 2020 г. · You don't need both. The target date contains the S&P 500 and more. Personally I like target date for the international exposure. If you were ...