24 июн. 2020 г. · The short answer is usually no, you don't need to close the accounts. Paying down or paying off your credit cards is great for credit scores.

11 мая 2023 г. · Closing a paid card reduces your debt to income ratio, your total available credit, AND your average account age instantly. Three of the most ... Just paid off a card, want to cancel it. Is that bad? : r/CreditCards if you pay off your credit card before the statement close date ... Другие результаты с сайта www.reddit.com

Closing a credit card account is sometimes necessary, despite advice against doing so. A credit card can be canceled without harming your credit score⁠. To ...

30 мая 2024 г. · It will keep your credit utiliazation factor lower, and your age of accounts older. If it has an annual fee and is no longer used, close it.

Closing credit card accounts can have an adverse effect on your credit score, mostly because it decreases your credit utilization. Keeping cards open, even when ...

31 янв. 2022 г. · Leaving a paid account open can benefit your credit score under certain circumstances. Consider leaving the account open if it's the only credit card that has ...

31 мая 2023 г. · But if you close your cards, you lose those credit lines, which could increase your credit utilization and therefore damage your scores.

23 февр. 2023 г. · No. Closing those accounts would have a negative impact on your credit. Part of your credit score is based on how long you have had credit.

27 мая 2024 г. · To cancel a credit card, make sure the account is in good standing and take care to move any recurring payments to a new card before closing it.