2 сент. 2023 г. · Whole life is bad because it combines two different products in one package and wraps the package in high fees. It is a lousy investment product ...

8 мая 2024 г. · The death benefits aren't nearly as good, the investment returns are terrible and your money is locked away in a way that punishes you for ...

28 июл. 2024 г. · Whole life insurance is multiple times more expensive than term for the same level of coverage. If you die during the term period, you will be ...

11 окт. 2024 г. · The problem with whole life is it is very often sold inappropriately. It is a real and valuable product for the right client.

1 мар. 2024 г. · Whole life combines term life (with about 10% of the money that goes in) and a terrible investment (with the other 90%). It's a scam run by ...

3 нояб. 2024 г. · Think of it this way, it's nothing more than life insurance with forced savings at a lousy rate. That's it. The nice thing about it is if you ...

29 сент. 2023 г. · Most agree that whole life insurance policies are not worth it unless you have a lot of debt or dependents or are super wealthy.

30 мар. 2023 г. · The main reason why I rethinking if my decision on having whole life insurance is that the payments are high but also what happens if I were to loose my job?

26 янв. 2024 г. · Higher Premiums: Whole life insurance premiums are generally higher compared to term life insurance. This is because part of the premium ...

26 мар. 2024 г. · Whole life got high premiums + inability to stop premium payment without terminating policy or covert to "reduced paid up". Double or triple ...