8 мая 2024 г. · The death benefits aren't nearly as good, the investment returns are terrible and your money is locked away in a way that punishes you for ...

2 сент. 2023 г. · Whole life is bad because it combines two different products in one package and wraps the package in high fees. It is a lousy investment product ...

28 июл. 2024 г. · The negatives of whole life: it is more expensive than an equivalent amount of term insurance. The positives: term life expires without value.

1 мар. 2024 г. · Whole life combines term life (with about 10% of the money that goes in) and a terrible investment (with the other 90%). It's a scam run by ...

11 окт. 2024 г. · The problem with whole life is it is very often sold inappropriately. It is a real and valuable product for the right client.

3 нояб. 2024 г. · Is it better than nothing? Yes. Considering most people have no emergency fund and no insurance, it's not too bad. You can access the cash value ...

13 окт. 2024 г. · Everything I read says whole life is a bad investment, but the yearly return seems okay and comes with the death benefit (even if much less than most term ...

30 мар. 2023 г. · The main reason why I rethinking if my decision on having whole life insurance is that the payments are high but also what happens if I were to loose my job?

29 сент. 2023 г. · Most agree that whole life insurance policies are not worth it unless you have a lot of debt or dependents or are super wealthy.

26 мар. 2024 г. · Whole life got high premiums + inability to stop premium payment without terminating policy or covert to "reduced paid up". Double or triple ...